Medicaid is a federal insurance program that helps to provide coverage to low-income individuals, people with disabilities, and senior citizens. One of the things that Medicaid covers is long-term care services. These are services that people are going to need on an ongoing basis to make sure that they are as healthy as possible. There are a number of things that count as long-term care, depending on what the person needs at any one time.
Homemaker/Personal Care Services
These are non-medical services, but can be necessary to help someone stay in their house longer. These services can include having someone who comes in and does meal prep or cooks meals for the person. Homemaker services also include cleaning the house and doing laundry. Personal care can include helping the person do things like getting dressed or going about daily tasks that could be difficult.
Home Health Care
Home health care services are medical services that the person needs to have on a regular basis. These services are generally ordered by a doctor, and need to be provided by someone with some medical training. These services can include things like wound care, medication services, and general well-checks (among other things). Medical services and home health care usually have some end date, but that date may be months away, depending on what the home health care worker is there to take care of.
Residential care also counts as long-term services, whether the residential stay is for a limited time, like for rehabbing after surgery, or a permanent stay. In this case, the facility may work with the person or their family to make sure the Medicare/Medicaid is set up the right way to trigger long-term service coverage. That can include making sure that any income or asset guidelines are talked about, because those things can affect the coverage and how long Medicaid and Medicare might pay for the stays in the residential facility. Most residential facilities have social or caseworkers who can work with the family and the person to make sure that they are getting everything that they need while they are in the facility.
There are a number of long-term services that Medicaid will cover. If you need any of these long-term Medicaid services, then you need to make sure that you have coverage. Check to see if the services you need are covered by your Medicaid coverage.